Commercial property financing education

Compare commercial real estate loan structures — CRE Finance

Build a clearer property, repayment, and exit file before reviewing written financing terms.

See my funding options Call a funding specialist

Educational comparison; availability and terms depend on provider underwriting.

4.9 Excellent · 3,200+ reviews via Big Think Capital
How it works Why this exists
Financing terms
  • Net operating income
  • Debt service coverage
  • Loan-to-value
  • Amortization
  • Maturity
  • Recourse
  • Reserves
  • Prepayment
What we fund

Commercial real estate loans for US property investors and owner-occupied businesses

Financing options matched to your situation, in one place.

What business owners say

4.9 Excellent 3,200+ reviews on Trustpilot via Big Think Capital
  • This company was lightning fast and the experience was amazing. Thank you, Dan — you're a real pro!
    Stephanie Harlan
  • Good service Joseph Krajewski is the best agent ever. He provided excellent service. I strongly recommend working with him if you have the opportunity.
    Josias Ramirez
  • They gave me a chance when nobody else would. I'm very satisfied.
    Harold Benman
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Define the transaction
Document the property, purpose, repayment source, and timing constraints.
2
You
Reconcile the file
Align cash flow, leases, liens, value, equity, and requested proceeds.
3
You and advisers
Compare written structures
Review price, maturity, amortization, fees, covenants, recourse, and exit conditions.
4
Qualified advisers
Review final documents
Confirm legal, tax, accounting, insurance, and valuation implications before signing.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

How we label illustrative scenarios →

Industry statistics: Commercial Real Estate Loan Data 2026

Research tools

Model and document the transaction

Use the calculator and guides to test assumptions. Results are educational scenarios, not quotes or approval decisions.

Open the calculator Read our editorial standards →
Questions we get asked

Frequently asked.

No. It explains structure and risk. A real quote requires a defined property, borrower, date, and provider.