Commercial property capital

Financing for your 2026 commercial property portfolio — CRE Capital Connect

We match seasoned developers with private lenders to secure bridge, construction, and permanent financing without the traditional bank delays.

Call a funding specialist

Soft inquiries only. No impact on your credit score.

Industry terminology
  • Debt service coverage
  • Non-recourse lending
  • Loan-to-value ratio
  • Cap rate
  • Hard money
  • Bridge financing
  • Mezzanine debt
  • Commercial mortgage
  • $1M–$50M Loan size range
  • 15–45 days Time to funding
  • 0 points Cost to apply
How it works

How the money moves.

One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.

1
You
Submit property details
Provide basic financial data for the asset you plan to acquire or refinance.
2
Us
Review term sheets
We present offers from lenders specializing in your property type and location.
3
Lender
Underwriting review
The selected lender validates the property financials and appraisal report.
4
Lender
Final funding
Close the deal with clear terms and transparent closing schedules.

Fast access to capital

  • Cut underwriting timelines by 30% compared to national banks.
  • Get term sheets within 72 hours of your initial inquiry.

Non-recourse options

  • Protect personal assets with structure-specific loan terms.
  • Access programs that do not require personal liability signatures.

Market expertise

  • We work with lenders who understand local market cap rate trends.
  • Avoid generic bank rejections based on standard personal credit.
Why this exists

Why the usual lenders say no.

Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.

01

Low DSCR

Banks often reject applications if your debt service coverage ratio falls slightly below their strict 1.25x cutoff.

Private lenders evaluate the property's potential rather than just past tax returns.
02

Property condition

Traditional lenders avoid properties that require significant rehab before stabilization.

Our bridge lenders fund the renovation gap so you can stabilize and refinance later.
03

Borrower liquidity

Big banks demand high liquidity reserves that tie up your operating capital.

Structured credit options focus on asset equity and collateral strength over cash reserves.
Composite scenarios

What a funded request actually looks like.

Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.

Illustrative Texas · Permanent financing
$5M–$8M

Multifamily owner

Refinancing a stabilized 100-unit apartment complex in a secondary market.

Illustrative Florida · Construction loan
$15M–$20M

Hotel developer

Construction loan for a ground-up boutique hotel development project.

Illustrative California · Bridge loan
$2M–$4M

Retail investor

Acquiring a commercial strip center requiring immediate roof and facade updates.

Illustrative New York · Structured credit
$10M–$12M

Office park owner

Converting an underperforming office space into mixed-use commercial.

How we label illustrative scenarios →

Additional resources

Commercial loan education

Not ready to apply? Access our proprietary debt service coverage ratio calculator to understand your leverage before you reach out to lenders.

Questions we get asked

Frequently asked.

Interest rates vary based on LTV, property type, and your specific market. Currently, private debt for stabilized assets typically ranges from 6.5% to 9.5%, while construction loans may carry higher premiums based on project risk and regional demand.

What are you looking for?

Pick the option that fits your situation — we'll take you to the right place.